To Oakland and Back and Back and Back
Sep. 17th, 2009 11:46 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
shannon_aWell, I think we finished refinancing our house today.
K. and I went into Oakland for the third day in a row this morning (or, the third trip in about 45 hours if you prefer). The first time we found our names misspelled on some of the paperwork (but it's not like it's important documents or anything, eh?). The second time we were told (as we arrived on time), "Oh, I was going to call you. There's a 7-day waiting period because the loan document was changed." The third time, apparently having gotten that waiting period waived, all seemed to go well.
Different from when we took out the loan 4 or 5 years ago, after we signed all of our paperwork, we did a ridiculous "eSigning" which didn't seem very strong, trustwise. Whatever.
And now in about a week we should get a check which we can use to rebuild our garage, pay off our credit card, redo our sewer pipe, and probably have a tiny bit left over for some new furniture or something. Plus, slightly cheaper monthly payments. (We're actually going to save about half as much in monthly payments as we're getting out right now, over the lifetime of the loan.)
Good to have something going rightish.
K. and I went into Oakland for the third day in a row this morning (or, the third trip in about 45 hours if you prefer). The first time we found our names misspelled on some of the paperwork (but it's not like it's important documents or anything, eh?). The second time we were told (as we arrived on time), "Oh, I was going to call you. There's a 7-day waiting period because the loan document was changed." The third time, apparently having gotten that waiting period waived, all seemed to go well.
Different from when we took out the loan 4 or 5 years ago, after we signed all of our paperwork, we did a ridiculous "eSigning" which didn't seem very strong, trustwise. Whatever.
And now in about a week we should get a check which we can use to rebuild our garage, pay off our credit card, redo our sewer pipe, and probably have a tiny bit left over for some new furniture or something. Plus, slightly cheaper monthly payments. (We're actually going to save about half as much in monthly payments as we're getting out right now, over the lifetime of the loan.)
Good to have something going rightish.
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Date: 2009-09-18 11:12 pm (UTC)no subject
Date: 2009-09-20 03:55 am (UTC)